Frequently Asked Questions: Medical Leave

I did not choose to remain enrolled in the MIT Student Health Insurance Plan (MIT SHIP) while I am on leave. When does my coverage end?

While you are on medical leave from MIT, you will continue to be covered by MIT SHIP until January 31 or August 31—whichever date comes first. 

When does my family coverage end?

If you have family members who are covered MIT SHIP, they will continue to be covered until either January 31 or August 31—whichever date comes first. You cannot extend insurance coverage for family members.

I chose to remain enrolled in the MIT Student Health Insurance Plan (MIT SHIP) while on leave. When does my additional year of coverage begin?

Your additional year of coverage begins February 1 or September 1—whichever date comes first.

Do I have to pay for continued coverage?

Yes. If you chose to submit this form and extend your MIT Student Health Insurance Plan (MIT SHIP) coverage for one year, you will be responsible for paying all health insurance premiums for that period. You must pay health insurance premiums whether or not you use insurance benefits. These charges are added to your student account, and you are responsible for reviewing your statement on MITPAY and submitting payment to Student Financial Services on time.

When will I receive my first bill?

You will receive an email from the Student Financial Services office to notify you when a new bill is available. Bills are sent out around the 10th of each month. 

When is payment due?

Payment is due the first day of the month after you receive a bill. For example, payment for a bill received July 12 will be due August 1. 

What should I do if I cannot pay the bill by the due date?

If you are unable to pay for any reason, contact Student Financial Services at sfs@mit.edu or 617-258-8600 as soon as you receive your bill to set up a payment plan. 

Who should I contact with questions about my benefits?

Contact the MIT Student Insurance Office at stuplan@med.mit.edu or 617-253-1322.

Can I end my insurance coverage while on medical leave?

Yes, but only at the end of a coverage period unless you have experienced a qualifying event. You must submit your request in writing to stuplan@med.mit.edu