Enrollment

During Open Enrollment:

If you are a full or part-time student, you will be automatically enrolled in MIT SHIP. You may also enroll family members in MIT SHIP during the open enrollment period. MIT uses Academic Health Plans (AHP) to manage enrollments.

How to enroll yourself or your family members in MIT SHIP:

• Visit the AHP’s MIT website and log in with your Kerberos username and password.
• Complete the enrollment form for yourself, if you are not already enrolled.
• Once you are enrolled in MIT SHIP, you can enroll eligible family members. If you are enrolling family members for the first time, you will need to upload documentation showing their relationship to you.

If you already have an insurance plan that provides comprehensive coverage in the Boston/Cambridge area — if you are covered by your parent’s insurance plan or a spouse’s plan, for example — you may request to waive MIT SHIP coverage and have the charge removed from your bursar’s account.

Outside of Open Enrollment. If you waive MIT SHIP coverage but lose your other insurance coverage during the school year, you may be able to enroll in MIT SHIP outside of the Open Enrollment period. You may also enroll family members in MIT SHIP outside of the Open Enrollment period under certain circumstances known as “qualifying events.” 

Beginning July 15, 2024 Affiliates will use the AHP platform to enroll in MIT SHIP.
During Open Enrollment, or at the beginning of your MIT appointment: You will use the AHP platform to enroll in MIT SHIP. Visit mit.myahpcare.com and click on “Enroll on MIT SHIP” to get started.

Outside of Open Enrollment: You may enroll yourself or eligible family members in MIT SHIP only under certain circumstances known as “qualifying events.”

Documentation needed: Marriage certificate showing your name and your spouse’s name

I-20 form international students only

A same sex- or opposite sex partner you have lived with for at least four months.
Documentation needed: Spousal equivalent enrollment form

Documentation needed: Copy of final divorce decree signed and dated by the judge, specifically the:

• Cover page listing the parties involved
• Page that indicates the date the divorce or legal separation became final 
• Page(s) that refer to health insurance, and
• Signature page

Documentation needed: Birth certificate showing child’s name and your name

Documentation needed: Adoption certificate showing child’s name, child’s birthdate, and your name

The biological or adopted child of your spouse or spousal-equivalent

Documentation needed: Birth certificate or adoption certificate showing child’s name, child’s birthdate, and your spouse’s/spousal-equivalent’s name

Documentation needed: Proof of legal guardianship and birth certificate

That prevents the child from earning their own living

Documentation needed: Appropriate documentation as listed above for dependent child (birth child, adopted child, stepchild, or child for whom you are the legal guardian) and certification of disability

Child for whom a state court or agency has issued an order requiring a health plan to provide insurance coverage.

Documentation needed: Qualified medical child support order and child’s birth certificate